Membangun Generasi Melek Finansial: Edukasi Pengelolaan Keuangan dan Mitigasi Risiko Judi Online IPNU IPPNU Mijen

Authors

  • Kholilatul Khusni Universitas Diponegoro, Indonesia
  • Darma Taujiharrahman Universitas Diponegoro, Indonesia
  • Mesi Herawati Universitas Diponegoro, Indonesia
  • Yeyen Novita Universitas Diponegoro, Indonesia
  • Achmad Nur Alfianto Universitas Diponegoro, Indonesia

DOI:

https://doi.org/10.61579/beujroh.v4i2.879

Keywords:

Financial Literacy, financial management, online gambling, digital risk mitigation, youth empowerment

Abstract

This community service program aimed to improve the financial literacy and awareness of online gambling risks among members of IPNU–IPPNU Mijen District. The activity focused on two main aspects: personal financial management, including budgeting, saving, financial planning, and expenditure recording; and mitigation of online gambling risks through education on the economic, social, and psychological impacts of digital gambling activities. The program was implemented in three stages, namely an initial survey to identify participants’ financial literacy levels and understanding of online gambling risks, an interactive workshop involving lectures, discussions, case studies, and practical simulations, and an evaluation through post-tests and reflective discussions. The results indicated a significant improvement in participants’ knowledge and skills regarding personal financial management as well as their awareness of the dangers of online gambling. Participants also demonstrated a stronger commitment to managing their finances responsibly and avoiding risky financial behaviors in the digital environment. This program highlights that structured financial literacy and risk-awareness education can effectively strengthen the financial resilience of young people, although continuous mentoring and follow-up programs remain necessary to ensure sustainable behavioral change.

References

Amagir, A., Groot, W., Maassen van den Brink, H., & Wilschut, A. (2018). A review of financial-literacy education programs for children and adolescents. Citizenship, Social and Economics Education, 17(1), 56–80. https://doi.org/10.1177/2047173417719555

Hung, A., Parker, A. M., & Yoong, J. (2009). Defining and Measuring Financial Literacy. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.1498674

Key, K. D., Furr-Holden, D., Lewis, E. Y., Cunningham, R., Zimmerman, M. A., Johnson-Lawrence, V., & Selig, S. (2019). The Continuum of Community Engagement in Research: A Roadmap for Understanding and Assessing Progress. Progress in Community Health Partnerships: Research, Education, and Action, 13(4), 427–434. https://doi.org/10.1353/cpr.2019.0064

Kolb, D. A. (2015). Experiential learning: Experience as the source of learning and development (2nd ed.). Pearson Education.

McCormack, A., Shorter, G. W., & Griffiths, M. D. (2013). An examination of participation in online gambling activities and the relationship with problem gambling. Journal of Behavioral Addictions, 2(1), 31–41. https://doi.org/10.1556/JBA.2.2013.1.5

OECD. (2020). OECD/INFE 2020 International survey of adult financial literacy. OECD Publisher.

Otoritas Jasa Keuangan. (2021). Strategi Nasional Literasi Keuangan Indonesia (SNLKI) 2021–2025.

Otoritas Jasa Keuangan. (2024). Survei Nasional Literasi dan Inklusi Keuangan Tahun 2024.

Rahmat, A., & Mirnawati, M. (2020). Model Participation Action Research Dalam Pemberdayaan Masyarakat. Aksara: Jurnal Ilmu Pendidikan Nonformal, 6(1), 62. https://doi.org/10.37905/aksara.6.1.62-71.2020

Senduk, F. F. W., Djatmika, E. T., Wahyono, H., Churiyah, M., Mahasneh, O., & Arjanto, P. (2024). Fostering financially savvy generations: the intersection of financial education, digital financial misconception and parental wellbeing. Frontiers in Education, 9. https://doi.org/10.3389/feduc.2024.1460374

Wardle, H., Degenhardt, L., Marionneau, V., Reith, G., Livingstone, C., Sparrow, M., Tran, L. T., Biggar, B., Bunn, C., Farrell, M., Kesaite, V., Poznyak, V., Quan, J., Rehm, J., Rintoul, A., Sharma, M., Shiffman, J., Siste, K., Ukhova, D., … Saxena, S. (2024). The Lancet Public Health Commission on gambling. The Lancet Public Health, 9(11), e950–e994. https://doi.org/10.1016/S2468-2667(24)00167-1

Widhiatanti, K. T., & Tobing, D. H. (2024). Dampak Judi Online pada Remaja Penjudi: Literature Review. Deviance Jurnal Kriminologi, 8(1), 91. https://doi.org/10.36080/djk.2759

Williams, C. D., Lindsey, M., & Joe, S. (2011). Parent–adolescent concordance on perceived need for mental health services and its impact on service use. Children and Youth Services Review, 33(11), 2253–2260. https://doi.org/10.1016/j.childyouth.2011.07.011

Downloads

Published

2026-05-31

How to Cite

Khusni, K., Taujiharrahman, D., Herawati, M., Novita, Y., & Alfianto, A. N. (2026). Membangun Generasi Melek Finansial: Edukasi Pengelolaan Keuangan dan Mitigasi Risiko Judi Online IPNU IPPNU Mijen. Beujroh : Jurnal Pemberdayaan Dan Pengabdian Pada Masyarakat, 4(2), 338–354. https://doi.org/10.61579/beujroh.v4i2.879