Pelatihan Pengelolaan Keuangan Keluarga bagi Anggota Kelompok Tani Nira Sari Murni

Authors

  • M Bastomi Fahri Zusak Universitas Diponegoro, Indonesia
  • Ariza Fuadi Universitas Diponegoro, Indonesia
  • Akhmad Syakir Kurnia Universitas Diponegoro, Indonesia
  • Firmansyah Universitas Diponegoro, Indonesia
  • FX Sugiyanto Universitas Diponegoro, Indonesia

DOI:

https://doi.org/10.61579/beujroh.v3i3.695

Keywords:

Financial Literacy, Labor, MSEM

Abstract

Farmer groups play a strategic role in maintaining food security and the sustainability of the rural economy. One such group is the Nira Sari Murni Farmer Group, where most of its members rely on farming and coconut sap production for their income. However, the main challenge they face is suboptimal family financial management, which can impact household economic stability. The lack of expense recording, budget planning, and understanding of emergency fund management are common problems. Through this training, farmer group members are equipped with basic knowledge and skills in practical and applicable family financial management. The training covers techniques for preparing a household budget, recording daily cash flow, managing debt, and planning for short- and medium-term needs. This activity is expected to improve financial literacy and the economic resilience of farming families.

References

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Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5

Otoritas Jasa Keuangan. (2022). Survei Nasional Literasi dan Inklusi Keuangan 2022. Jakarta: OJK. https://www.ojk.go.id

Sari, M., & Utami, D. A. (2020). Peningkatan Literasi Keuangan Keluarga Melalui Pelatihan Pengelolaan Keuangan Rumah Tangga. Jurnal Pengabdian Kepada Masyarakat, 6(2), 207–214. https://doi.org/10.22146/jpkm.60445

World Bank. (2020). Enhancing Financial Capability and Inclusion in Indonesia. Washington DC: World Bank Group. https://openknowledge.worldbank.org

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Published

2025-11-13

How to Cite

Zusak, M. B. F., Fuadi, A., Kurnia, A. S., Firmansyah, & Sugiyanto, F. (2025). Pelatihan Pengelolaan Keuangan Keluarga bagi Anggota Kelompok Tani Nira Sari Murni. Beujroh : Jurnal Pemberdayaan Dan Pengabdian Pada Masyarakat, 3(3), 665–673. https://doi.org/10.61579/beujroh.v3i3.695