Penguatan Literasi Keuangan Melalui Pelatihan Pengelolaan Keuangan Bagi Pelajar IPNU–IPPNU Kota Semarang
DOI:
https://doi.org/10.61579/beujroh.v3i3.676Keywords:
Financial literacy, personal financial management, organizational governance, students, IPNU-IPPNUAbstract
This community service program aimed to improve the financial literacy of IPNU-IPPNU student members in Semarang City through financial management training. The activity focused on two main aspects: personal financial management, including budgeting, saving, basic investment, and debt control; and organizational financial management, including budgeting, recording financial transactions, and accountability reporting. The implementation consisted of three main stages: an initial survey to measure participants’ financial literacy, a two-day interactive workshop with practical exercises and case discussions, and an evaluation through post-tests and group interviews. The results showed a significant improvement in participants’ understanding and skills in managing both personal and organizational finances. Moreover, participants demonstrated greater awareness of the importance of financial governance. This program demonstrates that brief yet structured financial literacy training can have a significant impact on knowledge and awareness, although sustained mentoring is necessary to ensure long-term behavioral change.
References
Agustin, D., & Ika Prajawati, M. (2024). Effects of Lifestyle and Financial Literacy on the Financial Management Skill of Teenage Scouts. Jurnal Inovasi Pendidikan Ekonomi (JIPE), 14(2), 175. https://doi.org/10.24036/011315270
Burns, D., Hyde, P., Killett, A., Poland, F., & Gray, R. (2014). Participatory Organizational Research: Examining Voice in the Co‐production of Knowledge. British Journal of Management, 25(1), 133–144. https://doi.org/10.1111/j.1467-8551.2012.00841.x
Fadiyah, N. L., & Widodo, H. (2024). Financial Technology and Literacy Shaping Students’ Financial Management with Digital Literacy. Indonesian Journal of Law and Economics Review, 19(4). https://doi.org/10.21070/ijler.v19i4.1160
Hildayanti, A., & Machrizzandi, M. S. (2022). MENGENAL POLA PERILAKU PENGHUNI MELALUI METODE PARTICIPATORY ACTION RESEARCH (PAR) DI RUSUN MARISO KELURAHAN LETTE KOTA MAKASSAR. SIPISSANGNGI: Jurnal Pengabdian Kepada Masyarakat, 2(2). https://doi.org/10.35329/sipissangngi.v2i2.3075
Lee, T. Y., & Law, B. M. F. (2011). Teaching Money Literacy in a Positive Youth Development Program: The Project P.A.T.H.S. in Hong Kong. The Scientific World JOURNAL, 11, 2287–2298. https://doi.org/10.1100/2011/650203
Mallory, D. B. (2024). Participatory Action Research. In Elgar Encyclopedia of Organizational Psychology (pp. 468–474). Edward Elgar Publishing. https://doi.org/10.4337/9781803921761.00093
Mancone, S., Tosti, B., Corrado, S., Spica, G., Zanon, A., & Diotaiuti, P. (2024). Youth, money, and behavior: the impact of financial literacy programs. Frontiers in Education, 9. https://doi.org/10.3389/feduc.2024.1397060
Muniarty, P., Rimawan, M., Ovriyadin, O., Wulandari, W., & Dwiriansyah, M. S. (2025). Financial Literacy at an Early Age: The Role of Digital Technology in Students’ Financial Literacy. Jambura Science of Management, 7(2), 131–144. https://doi.org/10.37479/jsm.v7i2.31411
Rahmat, A., & Mirnawati, M. (2020). Model Participation Action Research Dalam Pemberdayaan Masyarakat. Aksara: Jurnal Ilmu Pendidikan Nonformal, 6(1), 62. https://doi.org/10.37905/aksara.6.1.62-71.2020
Trisnani, S. A., Adriyani, A. D., Wandansari, R. A., & Isthika, W. (2020). Consumption behavior and the lack of financial literacy among teens. Journal of Islamic Economics, Management, and Business (JIEMB), 1(1), 191–206. https://doi.org/10.21580/jiemb.2019.1.1.3705
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Mesi Herawati, Yeyen Novita, Achmad Nur Alfianto, Kholilatul Khusni, Darma Taujiharrahman
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
